Expert Underwriting for a Secure Tomorrow
Specialized insurance solutions in professional indemnity, medical malpractice, and marine sectors.
Be a winner with ProBind
ProRisk was awarded Underwriting Agency of the Year 2020, which means that when you partner with us you can be assured of best in class service from an agency setting a new pace in underwriting.
We live and breathe our company motto, that Protection is our Promise and when you buy a ProRisk policy, that’s our guarantee. We offer a first-class multiline product portfolio to the affinity, SME and midmarket sectors. We’re backed by the World’s leading insurers - Lloyd’s and Swiss Re Corporate Solutions. Our bespoke, self-serve broking platform ProBind, allows you to go solo anytime anywhere. With the ability to dial up or down excess and cover you can sync products to your clients’ needs. When you work with ProRisk, you’re working with a team who asks you what your client wants, rather than telling you what they can have.
Immediate Insurance Coverage
Get your tailored online quote online today and you'll receive your proof of insurance in minutes.
Dial Up or Down Limits
With ProBind you can dial up or dial down your Choice of Limit and Excess for greater flexibility.
Value Added Benefits
Each new policy we release is designed to give your clients benefits like the ProRisk Whistleblower Hotline Service, Contract Reviews, Complimentary Legal Advice and Privacy Policy Update Services, meaning your client gets value from day one of buying a policy with us, even if they don’t have a claim.
Bind online, anytime, anywhere in minutes with ProBind
ProBind, ProRisk’s own online broker trading platform. This enables you to get a tailored quote and bind or renew policies with proof of insurance in minutes and all this 24 hours a day, 365 days a year. ProBind is supported by our experienced team of underwriters in Melbourne, Sydney and Brisbane.
Innovative business products you can trust
ProRisk has one of the largest product ranges of any underwriting agency in Australia with 21 different products.
Association Liability
Our Association Liability policy contains a number of features which are unique to ProRisk. It is specifically designed for incorporated associations and, in addition to the cover for directors & officers, the product includes cover for employment practices liability, employee crime, occupational health & safety exposures, pecuniary penalties and tax audit.
Talk to one of our underwriters about the full range of features and benefits.
Commercial Motor Fleet
ProRisk’s Commercial Motor Fleet Insurance is specifically designed for businesses that have fleets consisting of 15 plus vehicles and is proudly backed by HDI Global Specialty SE – Australia (HDI).
COVID Bounce Back
ProRisk Covid BounceBack Insurance offers a one-off cash benefit in the event a fully vaccinated policyholder is hospitalised due to contracting COVID-19.
Cyber & Privacy Liability
ProRisk’s Cyber & Privacy Liability Insurance Policy is specifically designed to cover the cyber and privacy liability exposures of small to medium sized businesses.
Healthcare Professionals
ProRisk’s Healthcare Professionals Civil Liability Insurance Policy is specifically designed to meet the needs of the broad range of healthcare professionals and their staff, who may not be entitled to cover from the five (5) five national medical indemnity insurers for doctors.
Management Liability for Private Companies
Our Management Liability policy contains a number of features which are unique to ProRisk. It is specifically designed for privately owned companies and, in addition to the cover for directors & officers, the product includes cover for employment practices liability, employee crime, occupational health & safety exposures, pecuniary penalties and tax audit.
Talk to one of our underwriters about the full range of features and benefits.
Professional Indemnity
Professional Indemnity (PI) Insurance is a claims made insurance policy that protects organisations who provide professional design, advice specification or supervision services against claims brought against them by clients or regulators. Professional liability insurance is required by law for certain kinds of professional practice, and is also sometimes required under contract by other businesses that are the beneficiaries of the advice or service.
Property
When you arrange Medical Malpractice or General Liability insurance for your clients, why not add some cover for their business property as well.
We can cover the business equipment and stock of small businesses (both static and on the move) fire, burglary, money, glass and special risks.
Public & Products Liability
Public & Product Liability is an essential insurance product for Australian small businesses. Sometimes referred to as Broadform Liability Insurance or General Liability, it provides coverage for personal injury or property damage helps protect your legal liability to third parties, including clients, customers and the public for injury or damage to their property, caused by your business.
Sole Traders and Partnerships Management Liability
Management Liability was traditionally a product designed to cover the specific management exposures of a small to medium sized private company. But most small businesses aren’t structured as a private company. This has left a huge part of the Australian small business landscape uninsured or underinsured.
Speciality Products
We are continually investing in our in-house capability and expertise to deliver our broker partners market leading solutions that truly propel them forward.
Our product suite has been extended to now include the following list of speciality products across the areas of automotive, consumer programs and mortgage and home buyer protection.
Target Market Determinations
From 5 October 2021, ProRisk will prepare Target Market Determinations (TMD) for each retail product it distributes.
What Our Brokers Say
"ProRisk is excellent to deal with and I tell people that. You guys do your absolute best to assist the insured and I can’t ask for more than that!"
"I really love the convenience and ease that ProBind offers to me when quoting and issuing documents. There is a very large range of occupations available and the premiums are very competitive. I love that it’s so easy to choose your different levels of cover. Just an all-round great system that’s super easy to use"
"ProRisk are great to deal with. They will always try and work with me in finding the right solution for my clients. The addition of ProBind to their bag of tricks will make servicing my clients even easier."
Choose our award-winning underwriting agency
Our award-winning agency is one of the longest continually operated agencies in Australia. You can trust our experienced and knowledgeable team to deliver the support and exceptional service you need to be successful, so come and join the winning team.
Associated with
Swiss Re is a leading wholesale provider of reinsurance, insurance and other insurance based forms of risk transfer. Dealing direct and working through brokers, their global client base consists of insurance companies, mid-to-large sized corporations and public sector clients. They have a network of 70 offices and over 2500 employees world wide to cater to their expansive client base. Swiss Re have been operating in Australia for over 14 years. With teams based in both Melbourne and Sydney, they provide a proactive approach to underwriting for their clients. They have excellent credit ratings from Standard and Poor’s, Moody’s and A.M Best and have outstanding financial resources to back their insurance solutions.
Lloyd’s is the world’s specialist insurance and reinsurance market, bringing together an outstanding concentration of underwriting expertise and talent. It is often the first to insure emerging, unusual and complex risks. Around 80 syndicates are underwriting insurance at Lloyd’s, covering all classes of business. Together they interact with thousands of brokers daily to create insurance solutions for businesses in over 200 countries and territories around the world. Lloyd’s insures the majority of FTSE 100 and Dow Jones industrial average companies. Lloyd’s enjoys strong financial security supported by excellent ratings.